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I blog about Financial Independence , frugality , and seeking happiness

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Savings Report #100 - Market Rollercoaster

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Savings Report number 100! Have I really been doing these updates for the past 100 months!? I remember watching FIRE documentaries at the beginning and thinking that 8 years seemed like a long time, surely I’ll be retired by then! ...

November 12, 2026 · 2 min · SavingNinja

Savings Report #99 - £1k A Month in Groceries!

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. I’ve been feeling frustrated lately. On one hand we’re doing very well financially, but then on the other, I’m 90% confident that the writing is on the wall for software jobs. I feel it’s not a matter of if but when for there being next to no jobs left in my line of work. ...

October 9, 2026 · 4 min · SavingNinja

Savings Report #98 - AI Pressure

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Stock market is still going up. We’re very close to some new milestones, in-fact with the stock market going up again a couple of days after taking this snapshot, we’ve probably already surpassed them, but let’s see next month when I take the snapshot again. (It’s already gone back down.) ...

September 11, 2026 · 4 min · SavingNinja

Savings Report #97 - My Most Costly Subscription

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. I’m late to this Savings Report and I’m rushing it so it will be a quick one! ...

August 1, 2026 · 2 min · SavingNinja

Savings Report #96 - Endless Wandering

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Sometimes the places I’ve lived in merge together. A memory will come to mind in the form of a smell, taste, or picture and I’ll struggle to think of where and when that memory is from. ...

July 6, 2026 · 3 min · SavingNinja