2021 Reviewed - Are Goals Bad?

I’m ending this year with both a high and a low. The high being that my financial independence target of £300k was reached in December 2021 , and the low is that during Christmas both myself and my wife caught COVID. We’ve lasted for over a year in a mask-free state in Sweden, commuting to work, going out for drinks, and we never caught the virus. We go back to the UK for Christmas and then when we arrive back in Sweden we’re positive; what a plague-ridden country the UK has become!...

January 12, 2022 · 10 min · SavingNinja

2020 Reviewed - A Very Weird Year

2020 has been a very weird year. It’s been so weird that I even have to check myself to see if I’m not actually experiencing a very strange lucid dream. The year started out relatively normal. I was excited for the year to begin after hitting my long awaited £100k invested goal. I was rested after having a nice Christmas break at the in-laws house. I wrote about how good I was feeling, how everything was ‘coming together,’ my parents were hoping to retire to Spain before 2021 after a stressful 50 years of working, I had vowed to study and apply for a dream job; I was raring to go....

January 23, 2021 · 11 min · SavingNinja

2019 Reviewed - Things are Looking Up

It’s that time of year again where I create the charts, review the data, analyse, and seek to improve. Looking back at 2018 reviewed I’m aghast at how much I’ve forgotten and shocked at the amount that can get accomplished in a single year. That’s why these posts are so important; not just for personal finance but for all of your goals. The clarity that journaling gives you means that you can achieve anything that you set out to do as you’ll have time to reflect, analyse and get incrementally better!...

January 9, 2020 · 12 min · SavingNinja

A lot Has Changed - 2018 Reviewed

A lot has changed in 2018. In exactly 3 days on the 11th of January, this blog will turn 6 months old. Has it really only been that amount of time? It seems like I’ve been talking to you forever. Even though I’ve not been posting for a whole year yet, the start of a new one is the perfect time for contemplation and planning. This way, at the end of 2019, we can look back at the progress that has been made and see if our goals and expectations have been met....

January 10, 2019 · 9 min · SavingNinja