Thought Experiment #9 - A Brave New World

Welcome to Thought Experiment #9. At the beginning of each second month, a thought experiment question will be tweeted under the hashtag #ThoughtExperiment and everyone is invited to participate with their own posts, these will then go live together on the 15th of the next month (you can still join in after this date). Below is the question asked for this Thought Experiment. You’ve arrived at Firearto, better known as ‘Earth 2....

December 15, 2019 · 5 min · SavingNinja

Savings Report #17 - Going Back to School

This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year ....

December 1, 2019 · 5 min · SavingNinja

I'm Allergic to Spending Money!

“Are you not having a drink?” John asked me as we huddled into the crowded upstairs room of a fancy pub. We were there for the November installment of the ‘side-hustle’ meet up, hosted by the venerable Financial Independence London group. The room was filled with over 100 bustling FIRE advocates, sipping on expensive £12 white wines and £6 pints of beer. “I’ll stick with tap water and ice, thank you,” I said with a pang of envy....

November 21, 2019 · 5 min · SavingNinja

How to Calculate your Savings Rate

I had a graduate email me the other day to thank me for getting him on the path to saving early (awesome email!) He had one question though: How do you calculate your savings rate? I then realised that I’ve never really explained in a post how you should calculate your savings rate and how I’ve set up the SNSS (Saving Ninja Super Spreadsheet ) to calculate that figure. So, here it is!...

November 14, 2019 · 6 min · SavingNinja

Savings Report #16 - Time for a new Saving Ninja?

This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year ....

November 7, 2019 · 4 min · SavingNinja