Savings Report #44 - The American Dream

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. This update was difficult to prepare as I don’t think I’ve ever been as busy as I am right now. I signed up to co-author a technical book last year and I’ve now just begun the writing phase in which I need to write a 4000 word chapter every 2 weeks....

March 9, 2022 · 3 min · SavingNinja

Savings Report #43 - FIRE Goal Un-Reached

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. I’m no longer financially independent. This month saw the biggest drop in my portfolio since I began investing; wiping out almost half of the gains I made in the whole of 2021. Well, I can’t say that I didn’t expect this to happen....

February 2, 2022 · 5 min · SavingNinja

2021 Reviewed - Are Goals Bad?

I’m ending this year with both a high and a low. The high being that my financial independence target of £300k was reached in December 2021 , and the low is that during Christmas both myself and my wife caught COVID. We’ve lasted for over a year in a mask-free state in Sweden, commuting to work, going out for drinks, and we never caught the virus. We go back to the UK for Christmas and then when we arrive back in Sweden we’re positive; what a plague-ridden country the UK has become!...

January 12, 2022 · 10 min · SavingNinja

Savings Report #42 - Lean-FI Goal Reached!

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. I’ve made it to my initial financial independence goal of £300k net worth! This has taken me around 4 years of saving, with the last 42 months being tracked on this blog . This should, on paper, cover my current expenses indefinitely, although the sequence of returns risk would be huge due to having a lot of my net worth locked away in my pension....

January 2, 2022 · 4 min · SavingNinja

Thought Experiment #11 - Spend It All

Welcome to Thought Experiment #11. A question is posted with the hope that many bloggers will join in and answer with their own post, creating a series of different view points to a single question. Below is the question asked for this Thought Experiment. You’ve decided that you no longer want to save any of your income toward FIRE each month. Instead, you’re going to spend it. How would you use your new disposable income?...

January 1, 2022 · 9 min · SavingNinja