The FIRE Movement Wasn't for Me

It’s about time I introduced myself. Mr SavingNinja has mentioned that I was going to do an introductory post and maybe some further posting, so here I am, Mrs SavingNinja. I have been with my husband since the beginning of his financial journey, and I’ll admit that sometimes I have been hard to convince and sometimes (in the beginning) I wasn’t fully onboard. Hey, Big Spender My mum is a ‘SpendyPants,’ a great big giant one....

June 8, 2020 · 8 min · SavingNinja

The Boggy Marsh Part 2 - O(2^m+t)

In part 1 of The Boggy Marsh we discovered that there was a secret financial blueprint that would allow even lower-income individuals to get ahead; if only life was approached the correct way. Today we’re going to delve into the specifics. How exactly will careful planning and execution help aid your journey through The Boggy Marsh, and how big will the impact be? O(2^t+m). What does this icky Math formula mean?...

October 31, 2019 · 8 min · SavingNinja

The Boggy Marsh Part 1 - The Secret Financial Blueprint

I’ve always believed in the notion of going through life in the correct way. However ambiguous it may seem, when it comes to personal finance and FIRE in particular, there’s definitely a way in which it should be executed in order to maximise efficiency. Don’t Swim Against the Current Each adventure through life should, of course, start with amassing enough of a nest egg as early as possible, in order for it to compound for longer....

October 24, 2019 · 5 min · SavingNinja

What is FIRE?

FIRE stands for Financial Independence / Retire Early, but it isn’t just a concept, it’s a way of living. A movement that shares its routes with anti-consumerism and minimalism. A community which thrives on helping one another and is enthralled with passionate and subversive entrepreneurs whose single goal is to maximise their happiness. The movement is full of intellectuals that understand happiness isn’t achieved by consuming products. They’ve discovered that to be happy, money is better spent on increasing time with loved ones instead of buying the ‘next best thing’ that advertisers throw their way....

June 20, 2019 · 7 min · SavingNinja

The Full Guide To Matched Betting

When I find out people who live in the UK have never heard of matched betting, I cry a little inside. A way for people to make £1000s of tax-free income with minimal effort which is basically exclusive to the UK? It sounds almost ludicrous, but it’s really not! Everyone normally moans that people in the USA earn more money, but I know people who are making over 5k per month from spending 20 hours a week matched betting on the side of a full-time job....

September 19, 2018 · 26 min · SavingNinja